{"id":3865,"date":"2017-01-20T13:02:29","date_gmt":"2017-01-20T13:02:29","guid":{"rendered":"https:\/\/www.wma.net\/wp-content\/uploads\/2017\/01\/Daniel_Fu-Chang_Tsai.pdf"},"modified":"2017-01-20T13:02:29","modified_gmt":"2017-01-20T13:02:29","slug":"daniel_fu-chang_tsai-2","status":"inherit","type":"attachment","link":"https:\/\/www.wma.net\/es\/daniel_fu-chang_tsai-2\/","title":{"rendered":"Daniel_Fu-Chang_Tsai"},"author":2,"comment_status":"open","ping_status":"closed","template":"","meta":[],"acf":[],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/www.wma.net\/wp-content\/uploads\/2017\/01\/Daniel_Fu-Chang_Tsai.pdf'>Daniel_Fu-Chang_Tsai<\/a><\/p>\n<p>Insurance)&#038;)Compensa\/on)in)Clinical)<br \/>\nResearch~)compara\/ve)and)Asian)<br \/>\nperspec\/ves<br \/>\nDaniel&#8217;Fu*Chang&#8217;Tsai&#8217;MD,&#8217;PhD'(Bioethics))<br \/>\nAssociate)professor)&#038;)Head,)Department)of)Social)Medicine,)Na\/onal)Taiwan)<br \/>\nUniversity)College)of)Medicine)<br \/>\nAEending)Physician,)Department)of)Medical)Research,)Na\/onal)Taiwan)<br \/>\nUniversity)Hospital)<br \/>\nDirector,)Center)for)Ethics,)Law)and)Society)in)Biomedicine)&#038;)Technology,)<br \/>\nNa\/onal)Taiwan)University<br \/>\nWMA)Expert)Conference)on)the)Revision)of)the)Declara\/on)of)Helsinki,))<br \/>\nMarch)1st,)2013,)Tokyo,)Japan)<br \/>\nPresenta\/on)Outline<br \/>\n\u2022\u202f What)Should)Clinical)Trial)Insurance)Cover?)<br \/>\n\u2022\u202f Interna\/onal)Guidelines)on)insurance\/<br \/>\ncompensa\/on\/protec\/on)<br \/>\n\u2022\u202f Current)Regula\/ons)in)Europe,)UK,)USA)<br \/>\n\u2022\u202f Asian)Countries)(South)Korea,)Taiwan))<br \/>\n\u2022\u202f Summary)&#038;)Sugges\/on)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Li+ga+on&#8217;in&#8217;Nigeria&#8217;<br \/>\nThe&#8217;\u201cTrovan\u201d&#8217;Case'(2009)<br \/>\nReference:)The)Washing)Post)4th)April)2009,)hEp:\/\/ar\/cles.washingtonpost.com\/2009]04]04\/news\/<br \/>\n36807353_1_trovan]p\ufb01zer]chief]execu\/ve]william]c]steere<br \/>\nNa\/onal)Taiwan)University<br \/>\nBackground\u00bb<br \/>\n]\u202f Drug)Manufacturer:)P\ufb01zer))<br \/>\n]\u202f Tes\/ng)of)an\/bio\/c)\u2015)Trovan)for)treatment)of)Meningi\/s)<br \/>\nepidemic)star\/ng)from)1996.))<br \/>\n]\u202f 11&#8217;Children&#8217;died&#8217;and&#8217;about&#8217;200&#8217;injured.\u00bb<br \/>\n]\u202f Li+ga+on&#8217;starts&#8217;since&#8217;2001.\u00bb<br \/>\nAllega+on&#8217;inves+gated\u00bb&#8217;<br \/>\n]\u202f Trial)did)not)conform)to)US)pa\/ent]protec\/on)standards))<br \/>\n]\u202f The)oral)form)of)the)drug)used)in)the)trial)had)not)been)previously)<br \/>\ntested)in)children))<br \/>\n]\u202f No)signed)consent)forms)for)the)children))<br \/>\n]\u202f Reliance)on)falsi\ufb01ed)ethics)approval)leEer))<br \/>\n]\u202f Researchers)also)gave)children)substandard)dose)of)a)comparison)<br \/>\nan\/bio\/c))<br \/>\nSeElement\u00bb<br \/>\n]\u202f USD)75million))<br \/>\nClinical&#8217;Trial&#8217;Li+ga+on&#8217;in&#8217;Nigeria&#8217;<br \/>\nThe&#8217;\u201cTrovan\u201d&#8217;Case'(2009)<br \/>\nNa\/onal)Taiwan)University<br \/>\nDrug&#8217;maker&#8217;\ufb01les&#8217;for&#8217;Insolvency&#8217;aLer&#8217;serious&#8217;adverse&#8217;<br \/>\ne\ufb00ect&#8217;to&#8217;six&#8217;human&#8217;subjects&#8217;~&#8217;the&#8217;TeGenero&#8217;Case&#8217;<br \/>\n(2006)&#8217;<br \/>\nReference:)BBC#News#4th#July#2006,#hEp:\/\/news.bbc.co.uk\/2\/hi\/health\/5146692.stmNa\/onal)Taiwan)University<br \/>\nBackground\u00bb<br \/>\n]\u202f Drug)manufacturer:)TeGenero,)A)German)Pharmaceu\/cal)<br \/>\nCompany.))<br \/>\n]\u202f Clinical)Research)Organisa\/on,)Parexel,)carried)out)the)trial)<br \/>\non)behalf)of)TeGenero.))<br \/>\n]\u202f Phase)I)trial)for)tes\/ng)of)drug)\u2015TGN1412.))<br \/>\n]\u202f Six&#8217;subjects&#8217;par+cipa+ng&#8217;the&#8217;trial&#8217;su\ufb00ered&#8217;mul+ple&#8217;organ&#8217;<br \/>\nfailure&#8217;in&#8217;the&#8217;UK&#8217;trial.))<br \/>\n]\u202f The)Medicines)and)Healthcare)products)Regulatory)Authority)<br \/>\n(MHRA))said)Parexel)failed&#8217;to&#8217;follow&#8217;proper&#8217;procedures.)<br \/>\nDevelopment&#8217;<br \/>\n]\u202f TeGenero)went&#8217;into&#8217;insolvency&#8217;aLer&#8217;the&#8217;event.))<br \/>\n]\u202f Claims)for)compensa\/on)arising)from)the)trial)con\/nues)to)<br \/>\nbe)handled)by)TeGenero\u2019s)insurer.))<br \/>\nDrug&#8217;maker&#8217;\ufb01les&#8217;for&#8217;Insolvency&#8217;aLer&#8217;serious&#8217;adverse&#8217;<br \/>\ne\ufb00ect&#8217;to&#8217;six&#8217;human&#8217;subjects&#8217;~&#8217;the&#8217;TeGenero&#8217;Case&#8217;<br \/>\n(2006)\u00bb<br \/>\nNa\/onal)Taiwan)University<br \/>\nWhat&#8217;Should&#8217;Clinical&#8217;Trial&#8217;Insurance&#8217;Cover?&#8217;<br \/>\n(Karlberg)&#038;)Speers)2010))<br \/>\n\u2022\u202f Professional)negligence)in)the)course)of)conduc\/ng)<br \/>\nclinical)trials.))<br \/>\n\u2022\u202f Product)liability,)in)case)a)product)under)<br \/>\ninves\/ga\/on)causes)injury.))<br \/>\n\u2022\u202f No]fault)liability)\u2013)intended)to)provide)compensa\/on)<br \/>\nto)research)par\/cipants,)regardless)of)liability,)in)the)<br \/>\nevent)of)their)su\ufb00ering)a)signi\ufb01cant)and)enduring)<br \/>\ninjury)(including)illness)or)disease))which,)on)the)<br \/>\nbalance)of)probabili\/es,)is)aEributable)to)their)<br \/>\ninvolvement)in)the)clinical)trial.))<br \/>\nNa\/onal)Taiwan)University<br \/>\nInterna+onal&#8217;Guidelines&#8217;on&#8217;Insurance&#8217;&#038;&#8217;Compensa+on&#8217;<br \/>\n\u2022\u202f Declara+on&#8217;of&#8217;Helsinki&#8217;<br \/>\nArt.&#8217;14&#8217;<br \/>\n\u2026)The)protocol)should)include)informa\/on)<br \/>\nregarding)funding,)sponsors,)ins\/tu\/onal)<br \/>\na\ufb03lia\/ons,)other)poten\/al)con\ufb02icts)of)interest,)<br \/>\nincen\/ves)for)subjects)and)provisions&#8217;for&#8217;trea+ng&#8217;<br \/>\nand\/or&#8217;compensa+ng&#8217;subjects&#8217;who&#8217;are&#8217;harmed&#8217;as&#8217;<br \/>\na&#8217;consequence&#8217;of&#8217;par+cipa+on&#8217;in&#8217;the&#8217;research&#8217;<br \/>\nstudy.)The)protocol)should)describe)arrangements)<br \/>\nfor)post]study)access)by)study)subjects)to)<br \/>\ninterven\/ons)iden\/\ufb01ed)as)bene\ufb01cial)in)the)study)<br \/>\nor)access)to)other)appropriate)care)or)bene\ufb01ts.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nInterna+onal&#8217;Guidelines&#8217;on&#8217;Insurance&#8217;&#038;&#8217;Compensa+on&#8217;<br \/>\n\u2022\u202f Interna+onal&#8217;Ethical&#8217;Guidelines&#8217;for\u00bbBiomedical&#8217;<br \/>\nResearch'(Councils)for)Interna\/onal)Organiza\/ons)of)<br \/>\nMedical)Sciences,)CIOMS))<br \/>\nGuideline&#8217;19:&#8217;Right&#8217;of&#8217;injured&#8217;subjects&#8217;to&#8217;treatment&#8217;and&#8217;<br \/>\ncompensaHon&#8217;<br \/>\nInves+gators&#8217;should)ensure)\u2026)research)subjects)who)<br \/>\nsu\ufb00er)injury)as)a)result)of)their)par\/cipa\/on)are&#8217;<br \/>\nen+tled&#8217;to)free)medical)treatment)for)such)injury)and)<br \/>\nto)such)\ufb01nancial)or)other)assistance&#8217;as&#8217;would&#8217;<br \/>\ncompensate&#8217;them&#8217;equitably&#8217;for&#8217;any&#8217;resultant&#8217;<br \/>\nimpairment,&#8217;disability&#8217;or&#8217;handicap.&#8217;In)the)case)of)<br \/>\ndeath)as)a)result)of)their)par\/cipa\/on,)their)<br \/>\ndependants)are)en\/tled)to)compensa\/on.)Subjects&#8217;<br \/>\nmust&#8217;not&#8217;be&#8217;asked&#8217;to&#8217;waive&#8217;the&#8217;right&#8217;to&#8217;compensa+on.&#8217;<br \/>\nNa\/onal)Taiwan)University<br \/>\nInterna+onal&#8217;Guidelines&#8217;on&#8217;Insurance&#8217;&#038;&#8217;Compensa+on&#8217;<br \/>\nGuideline&#8217;19&#8217;commentary)<br \/>\nObligaHon&#8217;of&#8217;the&#8217;sponsor&#8217;with&#8217;regard&#8217;to&#8217;compensaHon.\u00bb<br \/>\n\u2022\u202f Before)the)research)begins,)the&#8217;sponsor,)whether)a)<br \/>\npharmaceu\/cal)company)or)other)organiza\/on)or)<br \/>\nins\/tu\/on,)or)a)government)(where)government)<br \/>\ninsurance)is)not)precluded)by)law),)should&#8217;agree&#8217;to&#8217;<br \/>\nprovide&#8217;compensa+on&#8217;for)any)physical)injury)for)which)<br \/>\nsubjects&#8217;are&#8217;en+tled&#8217;to&#8217;compensa+on,)or)come&#8217;to&#8217;an&#8217;<br \/>\nagreement&#8217;with&#8217;the&#8217;inves+gator)concerning)the)<br \/>\ncircumstances)in)which)the)inves\/gator)must)rely&#8217;on&#8217;his&#8217;<br \/>\nor&#8217;her&#8217;own&#8217;insurance&#8217;coverage.)\u2026)Sponsors&#8217;should&#8217;seek&#8217;<br \/>\nadequate&#8217;insurance&#8217;against&#8217;risks&#8217;to&#8217;cover&#8217;<br \/>\ncompensa+on,)independent)of)proof)of)fault.&#8217;<br \/>\nNa\/onal)Taiwan)University<br \/>\nInterna+onal&#8217;Guideline&#8217;on&#8217;Insurance&#8217;&#038;&#8217;Compensa+on&#8217;<br \/>\n\u2022\u202f ICH&#8217;E6_GCP&#8217;<br \/>\n5.8&#8217;CompensaHon&#8217;to&#8217;Subjects&#8217;and&#8217;InvesHgators&#8217;<br \/>\n5.8.1)If)required)by)the)applicable)regulatory)<br \/>\nrequirement(s),)the&#8217;sponsor&#8217;should&#8217;provide&#8217;<br \/>\ninsurance&#8217;or&#8217;should&#8217;indemnify'(legal&#8217;and&#8217;<br \/>\n\ufb01nancial&#8217;coverage)&#8217;the&#8217;inves+gator\/the&#8217;<br \/>\nins+tu+on&#8217;against&#8217;claims&#8217;arising&#8217;from&#8217;the&#8217;trial,)<br \/>\nexcept)for)claims)that)arise)from)malprac\/ce)and\/<br \/>\nor)negligence.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trials&#8217;Insurance&#8217;in&#8217;selected&#8217;countries\u00bb<br \/>\n(Swik)2009)<br \/>\n\u2022\u202f Compulsory&#8217;insurance'(examples):)<br \/>\nGermany)(accident)type),)Czech)Republic)(liability)type),)France)<br \/>\n(liability),)Netherlands)(accident),)Japan)(liability),)New)Zealand)<br \/>\n(liability),)Austria)(accident),)Greece)(liability),)Portugal)<br \/>\n(liability),)Spain)(liability),)Poland)(liability))<br \/>\n)\u2192)sum&#8217;of&#8217;insurance&#8217;oLen&#8217;not&#8217;\ufb01xed&#8217;by&#8217;the&#8217;law&#8217;<br \/>\n\u2022\u202f Non&#8217;compulsory&#8217;insurance'(examples,)changes)possible):)<br \/>\nGreat)Britain)(liability,)special)regula\/on),)USA)(liability),)India)<br \/>\n(liability),)Luxembourg)(liability),)Mexico)(liability))<br \/>\n\u2192compulsory&#8217;insurance&#8217;oLen&#8217;to&#8217;be&#8217;found&#8217;<br \/>\n\u2192if&#8217;not&#8217;compulsory,&#8217;coverage&#8217;is&#8217;given&#8217;in&#8217;exis+ng&#8217;normal&#8217;<br \/>\nliability&#8217;policy&#8217;frequently&#8217;<br \/>\n&#8216;<br \/>\n)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Insurance&#8217;in&#8217;Europe<br \/>\n\u2022\u202f Direc\/ve)2001\/20\/EC)(on)the)approxima\/on)of)the)laws,)<br \/>\nregula\/ons)and)administra\/ve)provisions)of)the)Member)<br \/>\nStates)rela\/ng)to)the)implementa\/on)of)good)clinical)<br \/>\nprac\/ce)in)the)conduct)of)clinical)trials)on)medicinal)<br \/>\nproducts)for)human)use))<br \/>\n\u00bb\u00bbAr+cle&#8217;3:Protec+on&#8217;of&#8217;clinical&#8217;trial&#8217;subjects&#8217;<br \/>\n2.)A)clinical)trial)may)be)undertaken)only)if,)in)par\/cular:)<br \/>\n(f))provision&#8217;has&#8217;been&#8217;made&#8217;for&#8217;insurance&#8217;or&#8217;indemnity&#8217;<br \/>\nto&#8217;cover&#8217;the&#8217;liability&#8217;of&#8217;the&#8217;inves+gator&#8217;and&#8217;sponsor.))<br \/>\n\u2022\u202f Insurance)fees)have)increased)by)800)%)for)industry)<br \/>\nsponsors&#8217;since)its)implementa\/on.)&#8217;<br \/>\n))<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Insurance&#8217;in&#8217;Europe<br \/>\n\u2022\u202f The)Direc\/ve)2001\/20\/EC)introduced)an)&#8217;obligatory)<br \/>\ninsurance\/indemnity\u2019,)which)has)substan\/ally)increased)<br \/>\nthe)costs)and)administra\/ve)burden)of)conduc\/ng)clinical)<br \/>\ntrials,)but)there)is)no)evidence)that)the)number)of)<br \/>\ndamages,)or)the)amount,)has)increased)with)the)entry)<br \/>\ninto)force)of)the)Direc\/ve.))<br \/>\n\u2022\u202f The)Direc\/ve)has)had)many)direct)e\ufb00ects)on)the)cost)and)<br \/>\nfeasibility)of)conduc\/ng)clinical)trials)which)\u2026)have)led)to)<br \/>\na)decline)in)clinical)trial)ac\/vity)in)the)EU.)<br \/>\n\u2022\u202f The)European)Commission)held)two)public)consulta\/ons,)<br \/>\nseveral)mee\/ngs,)and)a)large)stakeholder)workshop)for)<br \/>\nthe)legal)revision)of)the)Direc\/ve)2001\/20\/EC.))<br \/>\n\u2022\u202f A)new)proposal)was)introduced)in)July)2012.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Insurance&#8217;in&#8217;Europe<br \/>\n\u2022\u202f A&#8217;New&#8217;proposal'(2012))for)a)\u201cREGULATION&#8217;OF&#8217;THE&#8217;<br \/>\nEUROPEAN&#8217;PARLIAMENT&#8217;AND&#8217;OF&#8217;THE&#8217;COUNCIL<br \/>\non&#8217;clinical&#8217;trials&#8217;on&#8217;medicinal&#8217;products&#8217;for&#8217;human&#8217;<br \/>\nuse,&#8217;and&#8217;repealing&#8217;Direc+ve&#8217;2001\/20\/EC\u201d)<br \/>\n)<br \/>\n]\u202f Chapter&#8217;XII])Damage)compensa\/on,)insurance)<br \/>\nand)na\/onal)indemni\ufb01ca\/on)mechanism)<br \/>\nArt.&#8217;72)Damage&#8217;compensa+on&#8217;<br \/>\nArt.&#8217;73)Na+onal&#8217;indemni\ufb01ca+on&#8217;mechanism&#8217;<br \/>\nNa\/onal)Taiwan)University<br \/>\nChapter&#8217;XII\u00bbDamage&#8217;compensa+on,&#8217;insurance&#8217;<br \/>\nand&#8217;na+onal&#8217;indemni\ufb01ca+on&#8217;mechanism<br \/>\nArHcle&#8217;72&#8217;Damage&#8217;compensaHon&#8217;<br \/>\nFor)clinical)trials)other&#8217;than&#8217;low*intervenHon&#8217;<br \/>\nclinical&#8217;trials,)the)sponsor)shall)ensure)that)<br \/>\ncompensa\/on)in)accordance)with)the)applicable)<br \/>\nlaws)on)liability)of)the)sponsor)and)the)<br \/>\ninves\/gator)is)provided)for)any)damage)su\ufb00ered)<br \/>\nby)the)subject.)This)damage)compensa\/on)shall)<br \/>\nbe)provided)independently)of)the)\ufb01nancial)<br \/>\ncapacity)of)the)sponsor)and)the)inves\/gator.<br \/>\nNa\/onal)Taiwan)University<br \/>\nArHcle&#8217;73&#8217;NaHonal&#8217;indemni\ufb01caHon&#8217;mechanism<br \/>\n1.)Member)States)shall)provide)for)a)na\/onal)indemni\ufb01ca\/on)<br \/>\nmechanism)for)compensa\/ng)damage)as)referred)to)in)Ar\/cle)72.)<br \/>\n2.)The)sponsor)shall)be)deemed)to)comply)with)Ar\/cle)72)where)it)<br \/>\nmakes)use)of)the)na\/onal)indemni\ufb01ca\/on)mechanism)in)the)<br \/>\nMember)State)concerned.)<br \/>\n3.)The)use)of)the)na\/onal)indemni\ufb01ca\/on)mechanism)shall)be)free)<br \/>\nof)charge)where,)for)objec\/ve)reasons,)the)clinical)trial)was)not)<br \/>\nintended,)at)the)\/me)of)submission)of)the)applica\/on)for)<br \/>\nauthorisa\/on)of)that)clinical)trial,)to)be)used)for)obtaining)a)<br \/>\nmarke\/ng)authorisa\/on)for)a)medicinal)product.)<br \/>\nFor)all)other)clinical)trials,)the)use)of)the)na\/onal)indemni\ufb01ca\/on)<br \/>\nmechanism)may)be)subject)to)a)fee.)Member)States)shall)establish)<br \/>\nthat)fee)on)a)not]for]pro\ufb01t)basis,)taking)into)account)the)risk)of)the)<br \/>\nclinical)trial,)the)poten\/al)damage,)and)the)likelihood)of)the)<br \/>\ndamage.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Insurance&#8217;in&#8217;UK<br \/>\n\u2022\u202f 2012)July,)a)new)drau)guidance)on)clinical)trial)insurance)was)<br \/>\nintroduced)in)UK)to)e\ufb00ec\/vely)accelerate)ethics)commiEees\u2019)<br \/>\napproval)process.)<br \/>\n\u2022\u202f CROs)and)their)sponsors)will)be)asked)to)submit)a)new)\u201cmore)<br \/>\nstraighvorward\u201d)document)detailing)they)have)the)correct)<br \/>\ninsurance)for)their)trial.)<br \/>\n\u2022\u202f \u00a35m)in)aggregate)for)protocol)in)\ufb01rst]in]human)studies,)and)<br \/>\n\u00a32m)in)aggregate)for)protocol)in)Phase)I)trials.)<br \/>\n\u2022\u202f This)insurance)covers)par\/cipants)for)injury)compensa\/on)<br \/>\nand)legal)expenses.)<br \/>\n\u2022\u202f This)document)is)a)much]needed)move)for)the)UK,)which)has)<br \/>\nbeen)lagging)behind)many)other)EU)countries)which)have)set)<br \/>\nlegisla\/ons)in)place.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Insurance&#8217;in&#8217;the&#8217;US<br \/>\n21&#8217;CFR&#8217;50.25&#8217;Elements&#8217;of&#8217;informed&#8217;consent&#8217;<br \/>\n(a)\u202fBasic&#8217;elements&#8217;of&#8217;informed&#8217;consent.#In#seeking#<br \/>\ninformed#consent,#the#following#informa@on#shall#<br \/>\nbe#provided#to#each#subject:#<br \/>\n(6))For)research)involving)more)than)minimal)risk,)<br \/>\nan)explana\/on)as)to)whether)any&#8217;compensa+on&#8217;<br \/>\nand)an)explana\/on)as)to)whether)any)medical)<br \/>\ntreatments)are)available)if)injury)occurs)and,)if)so,)<br \/>\nwhat)they)consist)of,)or)where)further)informa\/on)<br \/>\nmay)be)obtained.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical&#8217;Trial&#8217;Insurance&#8217;in&#8217;South&#8217;Korea&#8217;<br \/>\n(Doherty)2010)<br \/>\n\u2022\u202f Between)2004)and)2009,)the)number)of)clinical)trials)in)<br \/>\nSouth)Korea)increased)more)than)double.)Moving)the)<br \/>\ncountry\u2019s)ranking)from)34th)to)12th)interna\/onally.*)<br \/>\n\u2022\u202f The)amount)of)product)liability)insurance)coverage)is)<br \/>\nmuch)lower)in)South)Korea.)Generally,)the)limits)for)the)<br \/>\ntypical)policy)purchased)in)South)Korea)are)usually)<br \/>\n$100,000]300,000)compared)with)$2]10)million)in)the)<br \/>\nUnited)States.)<br \/>\n\u2022\u202f The)standard)policy)in)South)Korea)provides)coverage)for)<br \/>\nmedical)expense)and)indemnity,)but)does)not)cover)legal)<br \/>\nliabili\/es.)<br \/>\nNa\/onal)Taiwan)University<br \/>\nLegal&#8217;Regula+on&#8217;on&#8217;Insurance&#8217;&#038;&#8217;<br \/>\nCompensa+on&#8217;in&#8217;Taiwan<br \/>\n\u2022\u202f The&#8217;Sponsor\u2019s&#8217;Obliga+on&#8217;of&#8217;Applying&#8217;liability&#8217;<br \/>\ninsurance\u00bb<br \/>\nGuideline&#8217;for&#8217;Good&#8217;Clinical&#8217;Prac+ce GCP:&#8217;ArHcle&#8217;47&#8217;<br \/>\n( 47 ))<br \/>\nthe&#8217;sponsor&#8217;should)provide)insurance)or)should)<br \/>\nindemnify)(legal)and)\ufb01nancial)coverage))the)<br \/>\ninves\/gator\/the)ins\/tu\/on)against)claims)arising)<br \/>\nfrom)the)trial,)except&#8217;for&#8217;claims&#8217;that&#8217;arise&#8217;from&#8217;<br \/>\nmalprac+ce&#8217;and\/or&#8217;negligence.<br \/>\nNa\/onal)Taiwan)University<br \/>\n\u2022\u202f Medical&#8217;Care&#8217;Act:&#8217;ArHcle&#8217;79\u00bb<br \/>\nThe&#8217;wriEen&#8217;informed&#8217;consent&#8217;should&#8217;include\u2026.&#8217;<br \/>\n6.&#8217;Trial&#8217;related&#8217;damage&#8217;compensa+on&#8217;and&#8217;health&#8217;<br \/>\ninsurance&#8217;mechanism.&#8217;<br \/>\n79<br \/>\n\u2026.<br \/>\n)<br \/>\nLegal&#8217;Regula+on&#8217;on&#8217;Insurance&#8217;&#038;&#8217;<br \/>\nCompensa+on&#8217;in&#8217;Taiwan<br \/>\nNa\/onal)Taiwan)University<br \/>\n\u2022\u202f No&#8217;Exemp+on&#8217;from&#8217;liability GCP:&#8217;Ar+cle&#8217;18&#8217;<br \/>\nNone)of)the)oral)and)wriEen)informa\/on)concerning)the)<br \/>\ntrial,)including)the)wriEen)informed)consent)form,)<br \/>\nshould)contain)any)language)that)causes)the)subject)or)<br \/>\nthe)subject&#8217;s)legally)acceptable)representa\/ve)to)waive)<br \/>\nor)to)appear)to)waive)any)legal)rights,)or)that)releases)or)<br \/>\nappears)to)release)the)inves\/gator,)the)ins\/tu\/on,)the)<br \/>\nsponsor,)or)their)agents)from)liability)for)negligence.)&#8217;<br \/>\nLegal&#8217;Regula+on&#8217;on&#8217;Insurance&#8217;&#038;&#8217;<br \/>\nCompensa+on&#8217;in&#8217;Taiwan<br \/>\nNa\/onal)Taiwan)University<br \/>\nLiability)Insurance)Sta\/s\/c)Data)in)Taiwan)<br \/>\n2007]2011<br \/>\nNa\/onal)Taiwan)University<br \/>\nLoss)Ra\/os)for)Liability)Insurance)(2001]2011))<br \/>\nConcerning)The&#8217;First&#8217;Human&#8217;Clinical&#8217;Trial<br \/>\nYear WriEen)Premium)Amount No. Losses)Ra\/os<br \/>\n2001 8,021,281 19 0<br \/>\n2002 8,225,614 12 0<br \/>\n2003 5,869,359 15 0<br \/>\n2004 10,044,860 27 0<br \/>\n2005 4,675,000 24 0<br \/>\n2006 8,605,595 54 44.13%<br \/>\n2007 17,706,249 85 0<br \/>\n2008 19,109,584 97 0.37%<br \/>\n2009 23,120,697 121 0<br \/>\n2010 24,017,169 137 0<br \/>\n2011 23,564,635 155 0.04%<br \/>\nNa\/onal)Taiwan)University<br \/>\nClinical)Trial)Insurance)in)Taiwan<br \/>\n\u2022\u202f Clinical)Trial)Insurance)ins\/tu\/on)started)from)year)2000.)<br \/>\n\u2022\u202f There) are) three) authorized) underwriters) in) charge) of)<br \/>\nclinical)trial)liability)insurance:))<br \/>\n1.\u202f Fubon)Insurance)( ))<br \/>\n2.\u202f The)First)Insurance)Co.,)Ltd.)( ))<br \/>\n3.\u202f Tokio)Marine)Newa)Insurance)Co.,)Ltd.(<br \/>\n))<br \/>\n\u2022\u202f Sponsors)increasingly)take)clinical)trials)liability)insurance)<br \/>\nto)cover)unexpected)injury)raised)by)the)trials.))<br \/>\n\u2022\u202f However,)the)insurance)percentage)is)s\/ll)low)comparing)<br \/>\nto)the)Western)countries.)<br \/>\n\u2022\u202f The)maximum)compensa\/on)is)low)(2)million)NT=66,000)<br \/>\nUSD))<br \/>\nNa\/onal)Taiwan)University<br \/>\nSummary)&#038;)Sugges\/on<br \/>\n\u2022\u202f Interna\/onal)guidelines)require)compensa\/on)&#038;)<br \/>\ninsurance)for)clinical)trial)be)speci\ufb01cally)addressed)in)<br \/>\nprotocol)and)informed)consent)before)conduc\/ng)<br \/>\nresearch.)<br \/>\n\u2022\u202f In)general,)mul\/na\/onal)trials)sponsored)by)big)<br \/>\npharmaceu\/cal)companies)provide)more)comprehensive)<br \/>\ninsurance)&#038;)compensa\/on)coverage.)<br \/>\n\u2022\u202f PI)ini\/ated)studies)provide)less)su\ufb03cient)insurance)&#038;)<br \/>\ncompensa\/on)coverage)due)to)lack)of)funding.))<br \/>\n\u2022\u202f Na\/onal)regula\/ons)play)important)role)in)facilita\/ng)<br \/>\ninsurance)&#038;)compensa\/on)mechanism)for)human)<br \/>\nsubject)protec\/on)(na\/onal)indemni\ufb01ca\/on)mechanism)))<br \/>\nNa\/onal)Taiwan)University<br \/>\nSummary)&#038;)Sugges\/on<br \/>\n\u2022\u202f The)DoH)principle:)\u201cThe)protocol)should)include)<br \/>\ninforma\/on)regarding)\u2026\u2026)provisions&#8217;for&#8217;trea+ng&#8217;<br \/>\nand\/or&#8217;compensa+ng&#8217;subjects&#8217;who&#8217;are&#8217;harmed&#8217;as&#8217;<br \/>\na&#8217;consequence&#8217;of&#8217;par+cipa+on&#8217;in&#8217;the&#8217;research&#8217;<br \/>\nstudy.\u201d&#8217;<br \/>\n\u2022\u202f Says&#8217;only&#8217;basic&#8217;requirement&#8217;of&#8217;\u201ccompensa+on\u201d&#8217;<br \/>\nwithout&#8217;addressing&#8217;\u201cinsurance\u201d\u2026\u00bb))<br \/>\n\u2022\u202f Consider)adding)\u201cinsurance\u201d?):))\u2026\u201cprovisions)for)<br \/>\ntrea\/ng,)insurance,)and\/or)compensa\/ng)subjects)<br \/>\nNa\/onal)Taiwan)University<br \/>\nJade Mountain<br \/>\nAli mountain Shi-tao<br \/>\nSun-moon lake<br \/>\nNa\/onal)Taiwan)University<br \/>\nNa\/onal)Palace)MuseumTaipei 101 tower<br \/>\nLongshan TempleChio-fen<br \/>\nNa\/onal)Taiwan)University<br \/>\nThank)you)for)you)kind)<br \/>\naEen\/on!<\/p>\n"},"caption":{"rendered":"<p>Daniel_Fu-Chang_Tsai Insurance)&#038;)Compensa\/on)in)Clinical) Research~)compara\/ve)and)Asian) perspec\/ves Daniel&#8217;Fu*Chang&#8217;Tsai&#8217;MD,&#8217;PhD'(Bioethics)) Associate)professor)&#038;)Head,)Department)of)Social)Medicine,)Na\/onal)Taiwan) University)College)of)Medicine) AEending)Physician,)Department)of)Medical)Research,)Na\/onal)Taiwan) University)Hospital) Director,)Center)for)Ethics,)Law)and)Society)in)Biomedicine)&#038;)Technology,) Na\/onal)Taiwan)University WMA)Expert)Conference)on)the)Revision)of)the)Declara\/on)of)Helsinki,)) March)1st,)2013,)Tokyo,)Japan) Presenta\/on)Outline \u2022\u202f What)Should)Clinical)Trial)Insurance)Cover?) \u2022\u202f Interna\/onal)Guidelines)on)insurance\/ compensa\/on\/protec\/on) \u2022\u202f Current)Regula\/ons)in)Europe,)UK,)USA) \u2022\u202f Asian)Countries)(South)Korea,)Taiwan)) \u2022\u202f Summary)&#038;)Sugges\/on) Na\/onal)Taiwan)University Clinical&#8217;Trial&#8217;Li+ga+on&#8217;in&#8217;Nigeria&#8217; The&#8217;\u201cTrovan\u201d&#8217;Case'(2009) Reference:)The)Washing)Post)4th)April)2009,)hEp:\/\/ar\/cles.washingtonpost.com\/2009]04]04\/news\/ 36807353_1_trovan]p\ufb01zer]chief]execu\/ve]william]c]steere Na\/onal)Taiwan)University Background\u00bb ]\u202f Drug)Manufacturer:)P\ufb01zer)) ]\u202f Tes\/ng)of)an\/bio\/c)\u2015)Trovan)for)treatment)of)Meningi\/s) epidemic)star\/ng)from)1996.)) ]\u202f 11&#8217;Children&#8217;died&#8217;and&#8217;about&#8217;200&#8217;injured.\u00bb ]\u202f Li+ga+on&#8217;starts&#8217;since&#8217;2001.\u00bb Allega+on&#8217;inves+gated\u00bb&#8217; ]\u202f Trial)did)not)conform)to)US)pa\/ent]protec\/on)standards)) ]\u202f The)oral)form)of)the)drug)used)in)the)trial)had)not)been)previously) tested)in)children)) ]\u202f No)signed)consent)forms)for)the)children)) ]\u202f Reliance)on)falsi\ufb01ed)ethics)approval)leEer)) ]\u202f Researchers)also)gave)children)substandard)dose)of)a)comparison) an\/bio\/c)) SeElement\u00bb [&hellip;]<\/p>\n"},"alt_text":"","media_type":"file","mime_type":"application\/pdf","media_details":{},"post":null,"source_url":"https:\/\/www.wma.net\/wp-content\/uploads\/2017\/01\/Daniel_Fu-Chang_Tsai.pdf","_links":{"self":[{"href":"https:\/\/www.wma.net\/es\/wp-json\/wp\/v2\/media\/3865"}],"collection":[{"href":"https:\/\/www.wma.net\/es\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/www.wma.net\/es\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/www.wma.net\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wma.net\/es\/wp-json\/wp\/v2\/comments?post=3865"}]}}